HAVENPAY
Unlock Financial Possibility with Trusted Identity
A safe way for refugees to save, protect their identity, and access real opportunity — starting with M-Pesa and a regulated account, growing into credit and business tools.
WHAT YOU GET
A secure place to save
Refugee-friendly onboarding
A path toward credit and opportunity
WHO CAN JOIN
Refugees & asylum seekers
Low-income migrants
Underserved urban communities
ABOUT US
BRINGING FINANCIAL DIGNITY TO THOSE LEFT OUT
When IDs aren’t accepted, people are locked out. HavenPay opens the door with trusted identity, secure accounts, and a path to opportunity.
SECURITY FIRST
You deserve a safe place for your money and identity. Every account is protected with encryption, biometrics, and regulatory oversight.
BUILDING FOR GROWTH
Every transaction contributes to a future credit profile, mobility, and opportunity.
INCLUSION BY DESIGN
We accept UNHCR IDs and alternative data to unlock access for people typically excluded.
COMMUNITY-POWERED
We work with NGOs, regulators, and community groups to ensure trust and reach.
havenpay
FEATURES
SAFE and SECURE SAVINGS
Your money is stored in a regulated account connected to M-Pesa and protected with bank-grade security.
send and receive money
Local transfers, P2P payments, remittance and cross-border options with low fees.
coming soon: build credit & GROW
Every verified transaction helps create a financial profile that unlocks future loans — and soon, refugee-friendly investment and business growth tools.
WHY HAVENPAY MATTERS
UNHCR
IDENTITY
We align with UNHCR identity standards to ensure refugees can use documents they already have.
Regulated bank
accounts
Your money is held in a secure, compliant financial institution with global-grade infrastructure.
Mpesa cash
in out
in out
Seamless integration for deposits, remittance, withdrawals, and everyday transfers.
community
Local NGOs help drive awareness, verification, and support for underserved communities.
